If you would like assistance selecting the right Medicare supplement plan for you, please contact the North Dakota Insurance Department by email at insurance@nd.gov, or by phone at (701) 328-2440 or (800) 247-0560 as the information listed on our website has changed.
Benefits | Plans Available to All Applicants | |||||||||
A | B | C | D | F* | G* | K | L | M | N | |
Medicare Part A coinsurance and hospital coverage (up to an additional 365 days after Medicare benefits are used up) | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
Medicare Part B coinsurance or copayment | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% |
100%*** |
Blood (first three pints) | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
Part A hospice care coinsurance or copayment | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
Skilled nursing facility coinsurance | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% | ||
Medicare Part A deductible | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 50% | 100% | |
Medicare Part B deductible | 100% | 100% | ||||||||
Medicare Part B excess charges | 100% | 100% | ||||||||
Foreign travel emergency (up to plan limits) | 80% | 80% | 80% | 80% | 80% | 80% | ||||
Out-of-pocket limit in 2022 | $6,620 | $3,310 |
Notes
- Plans C and F are no longer available to individuals who were new to Medicare on or after Jan 1, 2020. However, Plan F along with Plan G both offer high deductible plans. With these plans you must pay for Medicare-covered costs – Ded, coins and copayments up to a deductible amount of $2490 before the plan will pay anything.
- Plans K and L pay 100% of covered services for the rest of the calendar year once the yearly out-of-pocket limit is met
- Plan N pays 100% of the Part B coinsurance except for a copay of up to $20 for office visits and a $50 copay for emergency room visits that don’t result in an inpatient admission.
- All plans cover 100% of the Medicare Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up.